Pick your term, lock in a rate, and wait.
Secure guaranteed growth for your savings without the guesswork.
Benefits You’ll Love
- Guaranteed savings you can rely on
- Earn fixed, competitive dividends
- Special certificate rates available
- Enjoy a higher rate for a longer term
- Flexible terms from 91 days to 60 months
- Earn fixed interest for a set term
- Funds are insured by the NCUA
- Minimum deposit to open as low as $1,000
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificate Specials Rates
| Type | Dividend Rate | APY* | Minimum To Open |
|---|---|---|---|
| 7 Month | 4.17% | 4.25% | $1,000.00 |
| 11 Month | 3.93% | 4.00% | $1,000.00 |
| 17 Month | 3.69% | 3.75% | $1,000.00 |
| 27 Month | 3.45% | 3.50% | $1,000.00 |
* APY = Annual Percentage Yield. Rates subject to change without notice. Early withdrawal may result in a penalty. All certificates automatically renew at maturity.
Credit Card Rates
| Term | APR* as low as | APR* |
|---|---|---|
| VISA Elite | No Annual Fee | 8.90% |
| VISA Premier | No Annual Fee | 12.90% |
| VISA Platinum | No Annual Fee | 13.90% |
Home Equity Line of Credit Rates
| Term | APR* as low as |
|---|---|
| 15-year open line of credit | Variable Rate |
| 5-year draw period | Variable Rate |
Minimum $5,000; maximum $100,000. Up to 80% combines loan-to-value
Home Equity Rates
| Term | APR* as low as |
|---|---|
| 1-4 year fixed (1st lien position) | 5.200% |
| 1-4 year fixed (2nd lien position) | 6.500% |
| 5-7 year fixed (1st lien position) | 5.500% |
| 5-7 year fixed (2nd lien position) | 6.500% |
| 8-10 year fixed (1st lien position) | 5.600% |
| 8-10 year fixed (2nd lien position) | 7.250% |
Minimum $5,000; maximum $100,000. Up to 80% combines loan-to-value
IRA Certificates Rates
| Type | Dividend Rate | APY* | Minimum To Open |
|---|---|---|---|
| 12 Month | 1.70% | 1.71% | $1,000.00 |
| 18 Month | 1.80% | 1.81% | $1,000.00 |
| 24 Month | 1.90% | 1.92% | $1,000.00 |
| 30 Month | 1.95% | 1.97% | $1,000.00 |
| 36 Month | 2.00% | 2.02% | $1,000.00 |
| 48 Month | 2.05% | 2.07% | $1,000.00 |
| 60 Month | 2.15% | 2.17% | $1,000.00 |
* APY = Annual Percentage Yield. Dividends compound and paid monthly. Rates subject to change without notice. Early withdrawal may result in penalties. All certificates automatically renew at maturity.
Money Market Accounts
| Type | Dividend Rate | APY* | Minimum To Open |
|---|---|---|---|
| Money Market Plus | 1.75% | 1.76% | $2,500-$9,999 |
| Money Market Plus | 1.80% | 1.81% | $10,000-$24,999 |
| Money Market Plus | 1.90% | 1.92% | $25,000-$49,999 |
| Money Market Plus | 1.95% | 1.97% | $50,000-$99,999 |
| Money Market Plus | 2.00% | 2.02% | $100,000 or more |
* APY = Annual Percentage Yield. Dividends compound and paid monthly. Rate is subject to change without notice. Some restrictions do apply. Minimum daily balance of $2500.00 on Money Market Plus account must be maintained to earn the disclosed rate.
Mortgage Loans
For more rates and information, please contact a Financial Service Officer at (618) 254-0605.
New Used Auto Loan Rates
| Year | Term | APR* as low as |
|---|---|---|
| 2019-2025 | Up to 66 months | 5.49% |
| 2019-2025 | 67-78 months | 6.49% |
| 2023-2025 only | 79-84 months1 | 7.59% |
| 2015-2018 | Up to 66 months | 6.74% |
| 2015-2018 | 67-78 months | 7.74% |
| 2014 and older | Up to 55 months | 9.29% |
* Annual Percentage Rate
1 79-84 months available on vehicles 2019 or newer. (Some restrictions may apply.)
RVs, Boats, Motorcycles Rates
| Term | APR* as low as |
|---|---|
| 24 months | 6.50% |
| 36 months | 6.50% |
| 48 months | 6.75% |
| 60 months | 7.00% |
| 72 months | 7.50% |
| 84 months | 8.50% |
1 Maximum term on motorcycle loan is 72 months
Savings Accounts Rates
| Type | Dividend Rate | APY* | Minimum To Open |
|---|---|---|---|
| Savings | 0.05% | 0.05% | $5.00 |
| Special Savings | 0.05% | 0.05% | No Minimum |
| Christmas Club | 0.05% | 0.05% | No Minimum |
| Vacation Club | 0.05% | 0.05% | No Minimum |
| IRA Savings | 0.05% | 0.05% | No Minimum |
* APY = Annual Percentage Yield. Dividends compound and paid monthly. Rates subject to change without notice. Some restrictions do apply.
Share Certificates Rates
| Type | Dividend Rate | APY* | Minimum To Open |
|---|---|---|---|
| 91 Day | 0.05% | 0.05% | $2,500.00 |
| 6 Month | 1.00% | 1.00% | $1,000.00 |
| 12 Month | 1.70% | 1.71% | $1,000.00 |
| 18 Month | 1.80% | 1.81% | $1,000.00 |
| 24 Month | 1.90% | 1.92% | $1,000.00 |
| 30 Month | 1.95% | 1.97% | $1,000.00 |
| 36 Month | 2.00% | 2.02% | $1,000.00 |
| 48 Month | 2.05% | 2.07% | $1,000.00 |
| 60 Month | 2.15% | 2.17% | $1,000.00 |
* APY = Annual Percentage Yield. Rates subject to change without notice. Early withdrawal may result in a penalty. All certificates automatically renew at maturity.
Signature Line-of-Credit Rates
| Term | APR* as low as |
|---|---|
| Revolving | 10.90% |
Special Certificates Rates
| Type | Dividend Rate | APY* | Minimum To Open |
|---|---|---|---|
| 15 Month Senior Saver ** | 1.70% | 1.71% | $1,000.00 |
| 32 Month Step-Up *** | 1.90% | 1.92% | $1,000.00 |
* APY = Annual Percentage Yield. Rates subject to change without notice. Early withdrawal may result in a penalty. All certificates automatically renew at maturity.
Stipulations: **60 or older only. No early withdrawal penalty if due to medical reasons. ***Can step-up rate once during term.