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Home Equity Loan

Using the equity in your home is a convenient way to access extra cash. This can be used for home improvement, debt consolidation, educational expenses or other purposes.

Benefits of home equity loans:

  • Competitive fixed rates and flexible terms
  • No closing costs on select plans
  • Potential tax savings - the interest may be tax deductible (consult your tax advisor)
  • Borrow up to 90% of the appraised value of your home, less than what you owe

Example of maximum loan amount:

Appraised value$75,000
Times 90%Times .90
Less mortgage- $40,000
Maximum loan amount$27,500