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PRIVACY POLICY

FACTS	WHAT DOES MIDWEST MEMBERS CREDIT UNION (MMCU) DO WITH YOUR PERSONAL INFORMATION
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Name, address, Social Security number, and income Account balances and transaction history Credit history and credit scores When you are no longer our member, we continue to share your information as described in this notice.
How?	All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Midwest Members Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does MMCU share?	Can you limit this sharing?

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes— information about your transactions and experiences	No	We don't share
For our affiliates’ everyday business purposes— information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?	Call 1-844-609-4617 (Toll free) or go to www.midmembers.org

*Who we are*
Who is providing this notice?	Midwest Members Credit Union
*What we do*
How does Midwest Members Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Midwest Members Credit Union collect my personal information?	We collect your personal information, for example, when you open an account apply for a loan apply for any credit union service visit our website or mobile app and provide us information on any online application or transaction, or information you send to us by email use your credit or debit card We also collect your personal information from others, including credit bureaus or other companies.
Why can’t I limit all sharing?	Federal law five you the right to limit only sharing for affiliate's everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

*Definitions*
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Midwest Members Credit Union has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Midwest Members Credit Union does not share with nonaffiliates so they can market you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partner is CUNA Mutual Group

Revised 6/1/17

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